Role Of Digital Competence, Digital Culture, Individual Experience, In Increasing Job Satisfaction And Employee Performance At Bumn Banks In Palopo City

Authors

  • Fitri Amalia Wulandari Universitas Muhammadiyah Palopo
  • Ramhad Sholling Hamid Universitas Muhammadiyah Palopo
  • Muhammad Ikbal Universitas Muhammadiyah Palopo

DOI:

https://doi.org/10.37638/bima.6.1.627-642

Abstract

Purpose: This study aims to analyze the effect of digital competence, digital culture, and individual experience on job satisfaction and employee performance at the Palopo City BUMN Bank. Methodology: A quantitative approach was employed using Partial Least Squares-Structural Equation Modeling (PLS-SEM) to analyze the data. Results: The findings indicate that digital competence has a significant effect on employee performance but does not significantly affect job satisfaction. Digital culture, however, has a significant positive effect on both job satisfaction and employee performance. Additionally, individual experience has a significant positive effect on both job satisfaction and employee performance. Findings: The study reveals that digital culture and individual experience are key factors that enhance both job satisfaction and employee performance, while digital competence primarily influences performance. Novelty: The novelty of this research lies in the integration of digital competence, culture, and individual experience in the banking sector, an area that has not received much attention in previous studies. Originality: This study is original in its focus on the banking sector and its contribution to understanding the role of digital factors in employee performance and job satisfaction. Conclusions: The study suggests developing digital competency training programs and fostering an inclusive digital culture to improve organizational performance. Type of Paper: Research paper.

References

Ajaelu, H., & Okereke, R. A. (2022). Nigerian institute of quantity surveyors : Theme : Confluence of Research , Theory and Practice in the Built Environment Editors : (Issue March).

Arabia, S. (2020). Job Satisfaction: Analysis of the Institute of Public Administration. International Journal of Managerial Studies and Research, 8(12), 80–83. https://doi.org/10.20431/2349-0349.0812008

Ardi, Djati, S. P., Bernarto, I., Sudibjo, N., Yulianeu, A., Nanda, H. A., & Nanda, K. A. (2020). The relationship between digital transformational leadership styles and knowledge-based empowering interaction for increasing organisational innovativeness. International Journal of Innovation, Creativity and Change, 11(3), 259–277.

Audrin, C., & Audrin, B. (2023). More than just emotional intelligence online: introducing “digital emotional intelligence.” Frontiers in Psychology, 14(1). https://doi.org/10.3389/fpsyg.2023.1154355

Bahida, H., Ziky, R., Charef, F., Bouzahir, B., Abriane, A., & Boukaya, L. (2023). Exploring factors and the role of environmental responsibility in m-banking adoption: a systematic review. E3S Web of Conferences, 412. https://doi.org/10.1051/e3sconf/202341201004

Editors, A., & Board, E. R. (2020). Professionals Interna tional Journal of Human Capital and Information Technology Call for Articles International Journal of Human Capital and Information Technology (Vol. 11, Issue 1).

Fornell, C., & Larcker, David, F. (1981). Fornell, C., & Larcker, D. F. (1981). Evaluating Structural Equation Models with Unobservable Variables and Measurement Error. Journal of Marketing Research, 18(1), 39–50.

Glazunova, O., Saiapina, T., Korolchuk, V., Kasatkina, O., & Voloshyna, T. (2021). Digital intelligence of a modern economist: an exploratory case study. SHS Web of Conferences, 104, 03001. https://doi.org/10.1051/shsconf/202110403001

Hai, T. N., Van, Q. N., & Tuyet, M. N. T. (2021). Digital transformation: Opportunities and challenges for leaders in the emerging countries in response to covid-19 pandemic. Emerging Science Journal, 5(Special Issue), 21–36. https://doi.org/10.28991/esj-2021-SPER-03

Hajiali, I., Fara Kessi, A. M., Budiandriani, B., Prihatin, E., Sufri, M. M., & Sudirman, A. (2022). Determination of Work Motivation, Leadership Style, Employee Competence on Job Satisfaction and Employee Performance. Golden Ratio of Human Resource Management, 2(1),

–69. https://doi.org/10.52970/grhrm.v2i1.160

Hakuduwal, K. (2021). Factors Affecting Employee Job Satisfaction in Nepalese Hospitality Industry: A Study of Hotels in Bhaktapur. Nepalese Journal of Hospitality and Tourism Management, 2(1), 14–26. https://doi.org/10.3126/njhtm.v2i1.44392

Halid, H., Yusoff, Y. M., & Somu, H. (2020). The Relationship Between Digital Human Resource Management and Organizational Performance. 141, 96–99. https://doi.org/10.2991/aebmr.k.200514.022

Hamid, R. S., Abror, A., Anwar, S. M., & Hartati, A. (2022). The role of social media in the political involvement of millennials. Spanish Journal of Marketing - ESIC, 26(1), 61–79. https://doi.org/10.1108/SJME-08-2021-0151

Hassan, M. K., Halliru, M., & Maiyaki, A. A. (2023). Afropolitan Journals Mediating Effect of Employees ’ Psychological Well-Being on the Relationship between Leadership Style and Organisational Citizenship Behaviour in Health Institutions : A Pilot Study Afropolitan Journals. 10(1), 228–241.

Henseler, J., Ringle, C. M., & Sarstedt, M. (2015). A new criterion for assessing discriminant validity in variance-based structural equation modeling. Journal of the Academy of Marketing Science, 43(1), 115–135. https://doi.org/10.1007/s11747-014-0403-8

Huu, P. T. (2023). Impact of employee digital competence on the relationship between digital autonomy and innovative work behavior: a systematic review. Artificial Intelligence Review, 56(12), 14193–14222. https://doi.org/10.1007/s10462-023-10492-6

James, K., Betty, N., Thaddeo, M. J., & Kirabira, J. B. (2024). Blood production factors affecting transfusion sustainability: A study by using smart PLS-SEM approach. Journal of Open Innovation: Technology, Market, and Complexity, 10(1), 100247. https://doi.org/10.1016/j.joitmc.2024.100247

Javaid, M., Haleem, A., Singh, R. P., & Sinha, A. K. (2024). Digital economy to improve the culture of industry 4.0: A study on features, implementation and challenges. Green Technologies and Sustainability, 2(2), 100083. https://doi.org/10.1016/j.grets.2024.100083

Karsenti, T., Poellhuber, B., Parent, S., & Michelot, F. (2020). What is the Digital Competency Framework? Revue Internationale Des Technologies En Pédagogie Universitaire, 17(1), 11–14. https://doi.org/10.18162/ritpu-2020-v17n1-04

Kurniawan, A., Rahayu, A., & Wibowo, L. A. (2021). Pengaruh Transformasi Digital Terhadap Kinerja Bank Pembangunan Daerah Di Indonesia. Jurnal Ilmu Keuangan Dan Perbankan (JIKA), 10(2), 158–181. https://doi.org/10.34010/jika.v10i2.4426

Lehmann, J., & Beckmann, M. (2024). Digital technologies and performance incentives: Evidence from businesses in the Swiss economy. http://arxiv.org/abs/2412.12780

Megawati, M., Hamdat, A., & Aida, N. (2022). Examining Linkage Leadership Style, Employee Commitment, Work Motivation, Work Climate on Satisfaction and Performance. Golden Ratio of Human Resource Management, 2(1), 01–14. https://doi.org/10.52970/grhrm.v2i1.86

Milenkova, V., Manov, B., Literacy, D., & Competence, D. (2019). Digital Competences and Skills in the Frame of Education and Training. 2019 2nd International Conference on Contemporary Education and Economic Development (CEED 2019), 17(Ceed), 5–10. https://doi.org/10.23977/ceed.2019.002

Murawski, M., Darvish, M., Prinz, C. M., & Bick, M. (2020). Exploring Digital Competence Requirements for Junior Financial Analysts in the UK Banking Industry. In Lecture Notes in Computer Science (including subseries Lecture Notes in Artificial Intelligence and Lecture Notes in Bioinformatics): Vol. 12067 LNCS. Springer International Publishing. https://doi.org/10.1007/978-3-030-45002-1_31

Negi, P. S., & Dangwal, R. C. (2024). Identifying the aspects of organizational culture: a study of Indian banking industry. PSU Research Review, 8(1), 41–50. https://doi.org/10.1108/PRR-03-2021-0017

Nguyen, T. T., Nguyen, H. T., Mai, H. T., & Tran, T. T. M. (2020). Determinants of digital banking services in Vietnam: Applying utaut2 model. Asian Economic and Financial Review, 10(6), 680–697. https://doi.org/10.18488/journal.aefr.2020.106.680.697

Periáñez-Cañadillas, I., Charterina, J., & Pando-García, J. (2019). Assessing the relevance of digital competences on business graduates’ suitability for a job. Industrial and Commercial Training, 51(3), 139–151. https://doi.org/10.1108/ICT-09-2018-0076

Purwaningsih, D., Yuniarsih, T., Disman, & Sojanah, J. (2021). The Effect of Talent Management on the Performance of Educational Employee in Higher Education Institutions. Proceedings of the 5th Global Conference on Business, Management and Entrepreneurship (GCBME 2020), 187(Gcbme 2020), 201–204.

https://doi.org/10.2991/aebmr.k.210831.040

Rahiem, M. D. H., & Rahim, H. (2021). Cquniversity research. Journal of Ethnic and Cultural Studies, 8(1), 43–65. https://doi.org/10.1108/ITP-01-2021-0013/full/html

Rambousek, V., Fuglík, V., & Å típek, J. (2015). Selected outcomes of research of digital competency development on elementary schools. Journal on Efficiency and Responsibility in Education and Science, 8(2), 35–43. https://doi.org/10.7160/eriesj.2015.080201.

Ratna Pudyaningsih, A., Dwiharto, J., & Ghifary, M. T. (2020). The role of work satisfaction as a mediation leadership on employee performance. Management Science Letters, 10(16), 3735–3740. https://doi.org/10.5267/j.msl.2020.7.039

Rimal, I. (2022). Job Satisfaction among Technical and Vocational Education and Training (TVET) Schools Employees in Kathmandu. Nepal Journal of Multidisciplinary Research, 5(4), 52–65. https://doi.org/10.3126/njmr.v5i4.49780

Sanusi, I. T., Olaleye, S. A., Oyelere, S. S., & Dixon, R. A. (2022). Investigating learners’ competencies for artificial intelligence education in an African K-12 setting. Computers and Education Open, 3(March), 100083. https://doi.org/10.1016/j.caeo.2022.100083

Septiatin, A., Pajaria, Y., Zuhro, F., & Rosyada, R. (2022). The Effect Of The Work Environment, Locus Of Control And Motivation On Employees Performance In Baznas Of South Sumatra Province. Jurnal I-Philanthropy: A Research Journal On Management Of Zakat and

Waqf, 2(1), 22–40. https://doi.org/10.19109/iphi.v2i1.12079

Srivastava, S., & Dangwal, K. L. (2021). Digital Competence: Where do the Higher Education Teachers Stand? Universal Journal of Educational Research, 9(10), 1765–1772. https://doi.org/10.13189/ujer.2021.091005

Tafese Keltu, T. (2024). The effect of human resource development practice on employee performance with the mediating role of job satisfaction among Mizan Tepi University’s academic staff in Southwestern Ethiopia. Heliyon, 10(8), e29821. https://doi.org/10.1016/j.heliyon.2024.e29821

Walsh, T. (2019). Virtual Team Success with the Power of Technology Advancements. In P. A. Gordon & J. A. Overbey (Eds.), Advances in the Technology of Managing People: Contemporary Issues in Business (pp. 99–107). Emerald Publishing Limited. https://doi.org/10.1108/978-1-78973-073-920191009

Yafi, E., Tehseen, S., & Haider, S. A. (2021). Impact of green training on environmental performance through mediating role of competencies and motivation. Sustainability (Switzerland), 13(10), 1–15. https://doi.org/10.3390/su13105624

Yanchovska, I. (2021). La relación entre la satisfacción laboral y el desempeño individual de los empleados de tecnología de la información. Actas Del Centro de Bienestar Universitario En Economía y Negocios, 2, 141–148. https://ojs.cbuic.cz/index.php/peb/article/view/267

Zhang, J., & Chen, Z. (2024). Exploring Human Resource Management Digital Transformation in the Digital Age. Journal of the Knowledge Economy, 15(1), 1482–1498. https://doi.org/10.1007/s13132-023-01214-y

Downloads

Published

2025-06-30

Issue

Section

Reasearch Paper