Social Media As A Moderator In The Relationship Between Financial Literacy And Skills Toward Financial Inclusion: An Sem-Based Study On Msmes In Palopo. bima [Internet]. 2025 Dec. 30 [cited 2026 Jul. 21];6(2):849-58. Available from: https://journal.pdmbengkulu.org/index.php/bima/article/view/1640