Determinants of Online Loan Adoption among Gen Z’s: The Role of Gender, Financial Literacy, Self-Efficacy, and Risk Perception. BIMA Journal (Business, Management, & Accounting Journal), [S. l.], v. 6, n. 2, p. 807–818, 2025. DOI: 10.37638/bima.6.2.807-818. Disponível em: https://journal.pdmbengkulu.org/index.php/bima/article/view/1635. Acesso em: 21 jul. 2026.